Starwood Preferred Guest Credit Cards By American Express


Annual Fee: $95

No annual fee for Additional Cards

5x Starpoints® on Eligible Purchase

  • 2 points as a Card Member +  2 or 3 points as an SPG member.
  • Earn 2 Starpoints® for every dollar of eligible purchases on the Card at participating Marriott Rewards® hotels.
  • Earn 1 Starpoint for all other eligible purchases. 

Elite Privilege Fast Track

Receive credit for 5 nights and 2 stays each year toward SPG® elite status.

That’s just 20 nights away for SPG Gold status,

45 nights away SPG Platinum in a calendar year. 

No Foreign Transaction Fee

SPG® Card Members enjoy international travel without foreign transaction fees from American Express when using their Card on purchases abroad. 

SPG Premium Internet Access

Receive free in-room, premium Internet access while staying with SPG® Participating Hotels.

Booking requirements apply. 

Redeem or Transfer, Your Choice!

  • Redeem Starpoints® for free flights on over 150 airlines with SPG Flights with no blackout dates.
  • Receive a 5,000 Starpoint bonus when you transfer 20,000 Starpoints to a participating frequent flyer program.‡ 




Roadside Assistance Hotline

Get emergency services like towing, changing a flat or boosting a battery in the U.S., Canada, Puerto Rico and USVI. Third-party service costs are your responsibility. There are some vehicle and road exclusions.‡ 

Car Rental Loss & Damage Insurance

 When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen.

Please read important exclusions and restrictions.

Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers. 

Travel Accident Insurance

Help protect yourself and your family with Travel Accident Insurance♦. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions. 


Extended Warranty

Length of your warranty can be matched for up to 1 additional year when you use your American Express® Card for eligible purchases that come with an original U.S. manufacturer’s warranty of 5 years or less 

Return Protection

If you try to return an eligible item purchased with your Card within 90 days from the date of purchase and the merchant won’t take it back, Return Protection‡ may provide a refund.

Limited to $300 per item and $1,000 per calendar year. Purchases must be made in the U.S. and its territories.

Purchase Protection

 Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know that theft and accidental damage can be covered by Purchase Protection♦.

Up to 90 days and $1,000 per occurrence, $50,000 per calendar year 

Entertainment Access®

Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more. 

Fraud Protection

When you use your American Express®Card you won’t be held responsible for fraudulent charges. If you see a charge that you think is fraudulent, just call us at the number on the back of your Card. There’s no deductible, so you can use your Card with confidence. 

Year-End Summary

 Get access to a Year-End Summary of charges so you can review your annual spending. Learn More

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